Nova 401(k) Plan Notices

MassMutual RetireSmart

You can manage your account, sign up for EDelivery of your quarterly statement, and view your quarterly statement by logging into MassMutual’s website, or by calling 1-800-743-5274.

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404(a)(5) Disclosure

The 404(a)(5) Disclosure is a plain English document that outlines fees associated with managing your 401(k) account.
Effective: June 10, 2020
Posted: July 2020

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Safe Harbor Notice

The Safe Harbor Notice explains the employer matching formula and other plan features for the plan year.
Effective: January 1, 2020
Posted: July 2020

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Summary Plan Description

The Summary Plan Description (‘SPD’) is a plain English summary of the plan provisions.
Effective: January 1, 2020
Posted: July 2020

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Qualified Default Investment Alternative

The Qualified Default Investment Alternative notice explains how your 401(k) account will be invested if you don’t select an investment.
Effective: January 1, 2020
Posted: July 2020

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Summary Annual Report

The Summary Annual Report (‘SAR’) summarizes basic, plan level financial information and describes additional information that you may request. This financial information is reported on the Form 5500-SF.
Effective: December 31, 2019
Posted: July 2020

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Summary Plan Description (Superseded)

Effective: July 2019

Posted: July 2020

Superseded: January 1, 2020

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Know Your Rights

You may obtain a free copy of any document on this page by requesting the document using of the following ways. Please be sure to include your name and full mailing address. If you have questions about your request, please include your phone number and/or email address. Please also include the specific document that you would like.

  1. Email ourteam@aboutmy401k.com
  2. Send a letter to: About My 401(k) Plan, 10777 Northwest Freeway, Suite, Houston, TX 77092.