Troy Construction 401(k) Plan Notices

John Hancock

You can manage your account, sign up for EDelivery of your quarterly statement, and view your quarterly statement by logging into John Hancock’s website. You may also call John Hancock at 1-800-395-1113.

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404(a)(5) Fee Disclosure

A disclosure of the individual and plan level fees that may be deducted from your account, including a comparative chart of the past performance, expense ratios, shareholder fees, and trade restrictions applicable to the investments available in your retirement plan.

Effective: September 26, 2024
Posted: October 2024

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Qualified Default Investment Alternative

A description of the risk/return characteristics, fees, and expenses of the investment fund(s) you will be defaulted into should you not make an affirmative election of the investments you wish your retirement contributions invested in.

Effective: September 2023
Posted: September 2023

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Effective: June 30, 2024
Posted: October 2024

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Summary Annual Report

A plan-level summary of the financial activity, expenses, participant counts, and market value in your retirement plan for a particular plan year.

Effective: December 31, 2020
Posted: October 2021

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Effective: December 31, 2021
Posted: December 2022

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Effective: December 31, 2022
Posted: September 2023

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Effective: December 31, 2023
Posted: October 2024

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Fund Change Notice

A Fund Change Notice notifies you of changes to qualified retirement funds provided by John Hancock.

Effective: February 1, 2023
Posted: December 2022

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Effective: March 31, 2022
Posted: February 2022

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Effective: November 9, 2020
Posted: July 2020

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Summary Plan Description

The Summary Plan Description (‘SPD’) is a plain English summary of the plan provisions.
 
Effective: December 31, 2023
Posted: October 2024

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Safe Harbor Notice

A description of special “safe harbor” contributions the company intends to make to the plan.

Effective: January 1, 2024
Posted: September 2023

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Effective: January 1, 2025
Posted: October 2024

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Know Your Rights

You may obtain a free copy of any document on this page by requesting the document using of the following ways. Please be sure to include your name and full mailing address. If you have questions about your request, please include your phone number and/or email address. Please also include the specific document that you would like.

  1. Email ourteam@aboutmy401k.com
  2. Send a letter to: About My 401(k) Plan, 10777 Northwest Freeway, Suite 440, Houston, TX 77092.